Mortgages & Re-mortgages	Buy-to-let Mortgages & Remortgages	Life Assurance
Second Mortgages	Mortgage Payment Insurance	Home Insurance
Commercial Loan	Private Health Insurance
Bridging Loans	Unsecured Loans
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Mortgages & Re-Mortgages

We offer Mortgages from the whole spectrum of Residential and Investment Mortgages, which will include people who fit prime lenders, sub prime lenders (impaired credit) and self-certification. As we are Independent Mortgage Brokers, we have access to all the rates offered by all Banks and Building Society and through our exclusive Network, we are able to offer Special Rates with lenders such as Halifax, Bank of Scotland and Woolwich, that are not available to other Brokers.

A Re-Mortgage is an excellent way of raising capital for many purposes. It does not just have to be for the purchase of a car or home improvements, but can also be used towards a deposit for an investment property. Other reasons for applying for a Re-Mortgage may be in order to reduce your monthly outgoings or secure a more favourable rate of interest. As lenders terms vary greatly we can help you source the best rates and lenders available on the market and help you reach a decision that you feel comfortable with.

Impaired Credit

For Applicants with CCJ’s, Arrears, Defaults and IVA’s (Individual Voluntary Arrangements), we can arrange Finance for first or second mortgages for residential, Buy-to-Let and commercial. We are Satellite Packagers for 13 Major Sub Prime Lenders, including, Kensington Mortgages Plc, Future Mortgages, Platform, SPML, GMac, Edeus, Preferred Mortgages, First National, Mortgages Plc and I-Group.

Overseas Mortgages

We can arrange mortgages in Europe predominantly in Spain, although we can also arrange Mortgages in France, Portugal and Italy. For overseas mortgages, the loans range between 70% or 80% depending on the country. Purchases in both individual and company names are permitted as long as the company fits the requirements of the country where the mortgages are being placed.

Rates are competitive but are based on the European Interbank Rate called Euribor. These loans can be arranged from the UK even though we deal with the funders directly in the country of designation.

 

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